When you shop for a mortgage loan, one thing lenders might talk to you about is points. Points are things you can purchase on your mortgage that allow you to get a lower interest rate. There are times when buying points is a great idea, but there are also times when it is not. Here are several things you should know about points if you are considering purchasing them to get a lower interest rate on your mortgage loan: [Read More]
Been Collecting Coins Since Childhood? What To Do With Your Collection
If you have been collecting coins since you were a child, there may come a time as an adult when you begin to look back at all of your coins and wonder what you should do with the collection going forward. Whether you are still collecting your coins or if you stopped collecting a long time ago and just came across your collection again recently, there are certain steps that you can and should take to properly deal with your childhood coin collection that will help you determine the value of your coins and how you may wish to proceed with it. [Read More]
Getting A Better Deal On Your Next Auto Loan
When you want to purchase a new car, most of your thoughts are likely to be consumed by the specifications and type of car you want. The auto loan itself may be an afterthought, but it is important because it will affect your finances for a number of years until it's been paid. To get a good deal on the loan you'll be taking out for your car, use these tips. [Read More]
Missing A Court Date: What Happens If The Person You Bonded Skips Bail?
When you guarantee a bail bond, you're personally guaranteeing that the individual in question is going to adhere to that bond and show up for their court date. If they don't show up for their court date, both you and they become responsible for the entirety of the bail amount. If you have put up collateral, that collateral will be held until the bail can be paid. If you haven't, debt collection proceedings may begin. [Read More]