finance--money

Options For When A Payday Advance Loan Can't Be Paid Back

Payday advance loans are very useful tools for a very specific purpose. A cash advance is only intended to be used if you have a minor gap in your finances that will be quickly resolved. Ideally, you should be able to pay back the loan in a matter of days -- weeks or months at most. But what happens if you don't have the funds to pay it back? There are still a few options available to you.

Understanding The Difference Between Surety And Cash Bail Bonds

If a friend, relative, or even yourself winds up in jail, you'll want to get out of jail as soon as possible. The longer you stay in jail, the longer you miss out on the activities of daily life. Not only will your career suffer, but your relationships with your loved ones may suffer due to your absence. It makes sense to post bond so that you can get out of jail until your trial date and sentencing.

2 Things To Keep In Mind When Getting A Payday Loan

There are times when you need money for one reason or another and aren't able to get it. In situations like this, your only option may be to get a payday loan. This type of loan is one that is generally not for a huge sum of money, but it carries a very high interest rate. When you get this loan, you are going to be required to pay all of it back, or a portion of it back, upon your next paycheck.

3 Tips For Keeping Your Cool When You Suspect A Customer's Money Is Counterfeit

Businesses of all sizes need to be able to ensure that the money they receive from customers is legit. If you suspect that a customer is giving you counterfeit money, it's important to take immediate action, but you should be sure that the money is truly not legal tender before refusing to accept it. Use a counterfeit money detection pen to decide whether the money is okay, but be savvy and charming about how you handle suspicious customers to avoid a situation escalating when the customer is presenting legal tender.

Claiming The American Opportunity Tax Credit For Education Expenses

An income tax credit is available to help defray the cost of college tuition and books. The American opportunity credit in especially noteworthy because a portion of it is refundable, even if there is no tax to offset. Parents, and sometimes students themselves, can reduce their taxes or receive a refund based on expenses for undergraduate education. Eligibility Also known as the AOC, the credit can be claimed in its entirety for up to four separate years.

Your Child's Financial Future: 4 Ways You Can Help Them

Your child's financial future is important, and there are ways you can help them. Finances are the last thing on their mind, and they do not understand how important it is. You do, however, and getting them started on the right foot will give them a chance of being successful with their finances. Below are some things you can start early to set the stage for their financial security. Saving

Money Straight Into Your Pocket: The Three Best Cash Loan Options

If you're one of the millions of Americans that live paycheck to paycheck, then you know the impact one unexpected bill can have on your finances. Luckily, there are plenty of quick and easy cash loan options available that can help you pay the bills that are causing your financial difficulties. Bank Loans Many people might not think you can simply go to the bank for a small loan, but banks and credit unions have recently started offering personal loans for less than $1,000.